That's what I got, I don't know if I would buy it for the 9,999.99 MSRP listed above
3 things... I wish I had not bought black, the zipper always seems to drop and come undone after a long session & all the flotation moved to one side of the vest after I left it in my hot car.
Other than that, it is warm, provides plenty of floatation and fits well under the belt. Yes, CGA does not factor a wetsuit which combined provides plenty of float.
One downside to consider is Lifejackets & pfd's are designed to roll you to your back if you are unconscious, which a impact vest will not do.